Official court notice B & R Supermarket, Inc. et al. v. Visa, Inc. et al., Case No. 1:17-cv-02738-BMC-JAM United States District Court, Eastern District of New York If you are a merchant who has made an unrecovered chargeback on an EMV chip card with liability transfer for a fraudulent credit or debit transaction, Visa, Mastercard, American Express or Discover card, which was made between October 1 If the dispute continues from 2015 to September 30, 2017, the settlement with the defendants may affect your rights. This notice is being sent by order of the Court. It does not constitute an offer of legal services. A settlement has been reached with defendants Mastercard International, Incorporated (“Mastercard”), Visa Inc. and Visa USA Inc. (“Visa”), Discover Financial Services (“Discover”), and American Express Company (“Amex”) (collectively, the “Defendants”) in the class action lawsuit B & R Supermarket, Inc., et al. v. Visa, Inc., et al., Case No. 1: 17-cv-02738-BMC-JAM (EDNY). The defendants are accused of violating antitrust laws by conspiring to adopt a common remedy through nearly identical rules that shifted liability for billions of dollars in fraudulent transactions, or “chargebacks,” from banks to merchants (the “Fraud Shift”) when a credit or debit card had EMV/chip technology but the merchant’s card did not, with the shift taking effect on the same day and in a similar manner. for all four networks. The defendants deny the claims and any wrongdoing or liability. Plaintiffs Class Action Lawsuit: All merchants who made at least one unrecovered chargeback between October 1, 2015 and September 30, 2017, inclusive, pursuant to the Fraudulent Chargeback Transfer of Accounts Act on Mastercard, Visa, Discover, and/or Amex payment cards. The Class Action Lawsuit does not include members of any judicial or governmental agency or body. Any class members who previously excluded themselves from the litigation by means of a motion to exclude pursuant to the Order Granting Motion (Uncontested) Approving Proposed Class Notice and Notice Plan, dated June 3, 2022, are not part of the Class Action Lawsuit and will not be able to file a claim for Settlement in the future. What does the settlement provide? The defendants agreed to pay a total settlement amount of $231.7 million. Can I receive payment now? No. At this stage, payments are not being made to members of the Class Action Group. They will be notified of the opportunity to file a claim for Settlement later. Other Options. You may file an objection to the terms of the Settlement and/or the attorney fees for the class action until January 26, 2026. The detailed notice on the Settlement website explains the objection process. The Court has scheduled a final fairness conference for April 27, 2026, to consider any objections and to approve the settlement terms and requests for attorney fees for the class plaintiffs in the action in the amount of 33.3% of the $32.2 million recovery against Discover and Amex and 27.5% of the $199.5 million recovery against Visa and Mastercard, plus any applicable court-ordered interest on those amounts. The class plaintiffs also seek attorney fees (other than administrative fees associated with the settlement or notice), not to exceed $5 million, and attorney fees for three class plaintiff merchant representatives in the amount of up to $50,000. You or your attorney may attend the hearing and file a notice of intent to object to the Court, but this is not required. All court orders will apply to you and will bind you legally. This notice is a summary. Settlement agreements and additional information about the litigation and settlement are available at www.FraudLiabilityShiftLitigation.com or toll-free at 1-855-662-0073.
Date Added: 11/21/2025 |
Last Updated: 11/21/2025 |
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If someone had told me earlier that I'd turn to a clairvoyant, I would have laughed. But when my husband became cold, started working late, stopped talking to me, I felt like I was losing him. Lilya saw everything! She said there was negativity on him, that our family had been cursed. She cleansed him, gave him a talisman, and performed a ritual. Three days later (!) he himself said he wanted to mend things between us. It was as if a weight had been lifted from our souls. We bow deeply to you, Lilya! Her contact information: +380638055486 (WhatsApp, Viber), +19297133433
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Frozen Poetry: French Porcelain in New York – Refinement and Sophistication
Frozen Poetry: French Porcelain in New York – Refinement and Sophistication When we heard about the museum robbery in France, it was exciting to visit the heart of New York, where the first exhibition outside of France dedicated to the famous Sèvres Manufactory opened—the legendary center of porcelain art, where works of timeless beauty are born from snow-white clay. Marina Lagunova
If you have accepted or processed Discover credit cards
If you accepted or processed Discover credit cards between 2007 and 2023, you may be eligible to receive a payment under a class action settlement. **YOU MAY BE ENTITLED TO PAYMENT UNDER THE AGREEMENT** To receive payment, submit your application by May 18, 2026.
Silk Road Festival in New York - a triumph of culture and unity For several years now, like many others, I have been looking forward to the Silk Road Festival with particular anticipation. It is organized by a tireless, bright female leader, an outstanding teacher, Alena Badalova, who heads the My Way children's cultural and educational center. This is not just an event - it is a real spiritual holiday that promotes mutual enrichment, spiritual unity and reveals the dazzling palette of cultures of our multinational New York - a beacon of multiculturalism and creativity. The festival reflects the essence of My Way Center's mission - to provide an opportunity for self-expression, creativity, intercultural dialogue - and is a beacon of humanism, respect and cooperation. Despite the serious challenges that preceded the festival, it still took place with triumph. Several months before the event, a building next to the center caught fire, classes were cancelled, and one of the invited groups from California got into a car accident and ended up in the hospital. However, having overcome all the difficulties, the artists took to the stage and amazed the audience with their heartfelt number dedicated to Azerbaijan, causing a storm of applause at the Oceana Theatre. And against all odds, on June 1, 2025, Center My Way organized a grand festival "Silk Road", which became a real ode to the historical and cultural greatness of the ancient trade route that connected East and West, and the route served for centuries for exchange - not only of goods, but also of ideas, art, beliefs, philosophy. An impressive mosaic of national cultures unfolded on the theater stage. Cultural gems from countries such as Azerbaijan, Georgia, Kalmykia, Buryatia, India, Mongolia, Turkey and others were presented - all those whose history is intertwined with the history of the legendary Silk Road. Showing mutual respect and pride in their heritage, the festival encourages the younger generation to explore the world through the lens of art, history and universal human values. I would like to express special gratitude to the director Alena Badalova and the art director, the famous artist and sculptor Emin Guliyev. Their inexhaustible energy, professionalism and love for children fill this project with life. The creativity and success of the students of Emin Guliyev's art studio have been followed with admiration on social networks for many years. Together with dedicated employees, volunteers and leaders of musical and dance groups, they created a truly magical atmosphere, giving children a chance to perform on the professional stage of the American theater Oceana. I would also like to mention many other leaders of musical groups. These are professional dancers, ballerinas and just beauties, for example, Irina, the head of Irina Dancing Studia and others, from whom it was impossible to take your eyes off. And the way the children performed, there are simply no words! And can you imagine what it is like to bring dozens of child dancers on stage who danced together with professionals? Many children have grown up before my eyes, and I rejoice in their successes as in the victories of my child. I often see the performance of children from the My Way center at various events in the city, and this is always the highlight of the event. And it is not surprising that the efforts of Alena Badalova and the center's staff were recognized with honorary certificates and gratitude from public and political figures: from Assemblymen William Colton, Alec Brooke-Krasny, Senator Stephen Chen, which was presented by the Senator's chief adviser Ari Kagan, on behalf of the Mayor of New York Eric L. Adams, which was presented by the Assistant Commissioner for the Department of Arts and Culture of New York Kendal Henry, and from other government representatives who honored the organizers for their contribution to the development of culture and the education of the younger generation - and, believe me, each certificate is recognition of service to people. Also, the famous lawyer Eva Rakhamimova was awarded an honorary certificate for charitable activities, and it is worth noting that many city events took place thanks to her support. In an interview, Alena Badalova said: “I would like to express my heartfelt gratitude to the New York City Department of Cultural Afairs in partnership with the City Council, the New York State Council on the Arts with the support of the Office of the Governor and New York State Legislature, New York City Mayor Eric L. Adams, The State Committee on Work with Diaspora of the Republic of Azerbaijan, Permanent Mission of Azerbaijan to the United Nations, Diana Bagrationi Foundation, Buryad Mongol United Association, Darina Sanzhieva, Law Office of Yeva Rakhamimov and Oceana Theater. It is their generous support and grant that have made this event possible, enabling us to continue this cherished tradition." Marina Lagunova
